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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

quick and easy to repay

had a hard time searching for loans that i wouldn’t be paying mad interest on. Rate setter were quick and easy and the repayment plan suits me well. would highly recommend Reviewed on: 10th March 2023

Excelent

a serious and very good company, I have a very good impression of Ratesenter Reviewed on: 10th March 2023

Best loan company

After researching various loan options ,the obvious choice could only be rate setter the guaranteed low interest rate were fantastic. I chose rate setter and am so happy that I did Reviewed on: 10th March 2023

Loans Made Simple

I couldn't be any happier with my RateSetter loan and found the whole process simple, easy to understand and hassle-free from the start. The application process was a breeze online and everything was clearly explained so you knew exactly what to do and more importantly, how much you would be repaying. The online system is brilliant and you can reapply for another loan within 6 months should you require this. I like the fact you can access your account at any time, see your repayment history and even pay the loan off early without any penalties. I thought the interest rate on the loan was really good and in all honesty, this has been the best loan application I have completed for multiple reasons. I would apply for another RateSetter loan in a heartbeat and can only highly recommend their service to anybody that is interested in applying for funds in the future. 10 out 10!! Reviewed on: 10th March 2023

Quick and easy.

Using rate setter was quick and easy. Also keeping up-to-date on my loan and yhe ability to make overpayment is easy to do and understand. Reviewed on: 10th March 2023

Personal Loan

The loan was approved quickly at a very favourable rate.The online process was easy and straightforward.Highly recommended. Reviewed on: 10th March 2023

Efficient and Classy

All went perfectly and top notch assistance through superb customer service Reviewed on: 10th March 2023

Affordable interest

If you have normal credit score this is the best loan option. Reviewed on: 10th March 2023

Loans

I have used Rateseyter several times and am very impressed with their rates Reviewed on: 10th March 2023

They are the best

Their increments on your your loans are not deadly Reviewed on: 10th March 2023

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