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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Quick easy and the best rate on the market

I was really impressed with the Ratesetter service. It couldn’t have been easier. I secured a fantastic rate. The best rate I’d seen anywhere. The loan application was incredibly simple and the money was there very quickly indeed. I am very impressed with the whole service from start to finish. Reviewed on: 10th March 2023

Excellent service, great rates

Best rate in the market. Very easy to manage your account on line Reviewed on: 10th March 2023

Loans from RateSetter

The whole experience was fast and efficient, money was in my account the next day. Fast and seamless, thank you Reviewed on: 10th March 2023

Easy to deal with

Simple application, clear website & comms Reviewed on: 10th March 2023

Rate setter is great

Quick and easy as well as reliable Reviewed on: 10th March 2023

Fast decision, easy to apply, great service, really reasonable rates

I needed a loan quickly for an unexpected bill. All done within 24 hours. Took the stress out of the situation and could not believe how great the choices and rates of interest. Excellent Reviewed on: 10th March 2023

Quick and easy

Great rate and application took no time Reviewed on: 10th March 2023

Fantastic

I would recommend to anyone. I had a very easy and pleasant experience. Reviewed on: 10th March 2023

Great service

Professional, quick and easy - everything you want in a loan Reviewed on: 10th March 2023

Simply the easiest

All the information required in a simple ans easy to understand format and very competitive rates. No complexity or misleading data. Reviewed on: 10th March 2023

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