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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Great service

5
Great service and quick and easy application can pay monthly payments of your loan and have the option to add additional payments to pay of that loan quicker. Reviewed on: 6th April 2023

Excellent

5
Service was so easy ,quick and efficient… would definitely recommend Reviewed on: 6th April 2023

Quick service

5
Took me around 10 minutes to apply. Easy to follow instructions. Money in my account. Job done... Reviewed on: 6th April 2023

Great services

5
Great rate and services . Regular updates and easy to get hold of. Very professional and friendly company. Reviewed on: 6th April 2023

Fast and affordable

5
Easy application process, fast results and excellent rates. Friendly customer service. Reviewed on: 6th April 2023

Hassle free personal loan

5
Personal loans with a difference fast straight forward application, no confusing jargon monthly reminders easy P easy, lemon squeezy. Reviewed on: 6th April 2023

Ratesetter

5
Decent rates and as advertised. Quick to process and kept informed throughout. Reviewed on: 6th April 2023

Easy and fast

5
Smooth process. Quick and efficient Reviewed on: 6th April 2023

Fast, great value and amazing communication

5
This was so simple. Easy to enquire, quick to respond, fast to make a highly competitive offer and the next day, the loan was available. I've never had a better product Reviewed on: 6th April 2023

Brilliant service

5
Very easy to apply, prompt & efficient. Excellent service, definitely recommend Reviewed on: 6th April 2023

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