Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Great service

Easy to use on line application. Made repayment costs very clear and simple to choose length of repayment period Quick decision and receipt of money Reviewed on: 10th March 2023

The best

Love every bit of it,interest not much n affordable Reviewed on: 10th March 2023

Easy application and great website

Very simple to use website with great support on the phone! Very good rates and customer service Reviewed on: 10th March 2023

Very easy and straight forward

A loan that’s very easy and straightforward, one that’s I’d recommend to anyone looking for cash for a project, deposit or car! Reviewed on: 10th March 2023

Efficient and competitive

Fantastic experience, couldn’t fault the company. Quick and easy process at very competitive rate 10/10 Reviewed on: 10th March 2023

Personal loan

Easy to use and great interest rate available it’s helped me consolidate all my debt into the one easy payment I’d definitely recommend to friends and family Reviewed on: 10th March 2023

Easy, no hassle

Got a loan for a vehicle purchase, my first ever loan and if was a fantastic experience. Highly recommended. Reviewed on: 10th March 2023

Best loan provider

I needed RaterSetter a few times and always has been very useful, best interest and fast. I am very grateful. Thank you Reviewed on: 10th March 2023

Happy days

Excellent service and rates very quick and easy process ... Never been so easy and stress free as it was with Ratesetter Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Vanquis 4.80 from 1254 reviews
Personal Loan
from Novuna Personal Finance 4.72 from 359 reviews
Child benefit loan
from M for Money Credit Union 4.71 from 80 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub