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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Best loan I ever had

Great loan company with very low interest. I love ratesettler loan Reviewed on: 10th March 2023

Great loan company

Great loan company easy to deal with everything is detailed on line with reasonable rates Reviewed on: 10th March 2023

Came at the right time

Rate Setter helped me to close my large student overdraft. Monthly payments easy and affordable Reviewed on: 10th March 2023

Fast efficient straightforward

Great service friendly staff. Online portal was easy to follow Reviewed on: 10th March 2023

Simple lending

Great company, that made borrowing money very simple and painless. Reviewed on: 10th March 2023

Great service fast and easy!

Overall fantastic experience! Had the money the same day and no issues Reviewed on: 10th March 2023

Value for money

Rate setter was very quick and easy to get a loan with and they offer good competitive rates Reviewed on: 10th March 2023

Fast, Efficient and helpful service.

The process was seemless. Information was readily available at all times throughout. The end result was quick,which allowed me to plan accordingly. Reviewed on: 10th March 2023

Dave's Review

Very straight forward to apply and then manage my loan. Flexible with payment dates and overpayments, everything you need with a personal loan. Great company Reviewed on: 10th March 2023

Less hassle

Quick and easy. The company has never given me any hassle and let’s me get on with the repayments Reviewed on: 10th March 2023

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