Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Excellent service

I previous car loan, with good rates and easily to apply and quickly got the money I needed. With paying that off, then had a loan which we currently have. No problems at all payments always taken on time just as good deal second time around. Reviewed on: 10th March 2023

Excellent customer service

The advisor knowledgeable and efficient in their service. Reviewed on: 10th March 2023

So easy to get a loan

I needed a loan to fund a caravan purchase used for work purposes. Process was painless and to ok no time at all to get the funds. Reviewed on: 10th March 2023

Quick and Efficient

I needed a loan at a sensible rate quickly and Ratesetter were the ones that delivered! Reviewed on: 10th March 2023

Best loan I ever took

Always communicate, understand and easy fixing all the issues, best company by far! I took a 10k loan 2 years ago, and honestly I can’t say a bad word about this guys. Reviewed on: 10th March 2023

Fantastic service

Easy application no fuss at all Reviewed on: 10th March 2023

Great service

Very easy process, no hidden fees. Reviewed on: 10th March 2023

Cheapest on the market

Very helpful & very very cheap interest Reviewed on: 10th March 2023

Best rates

Quick approval and best rates. We are definitely using ratesetter from now on. Reviewed on: 10th March 2023

Best

Best loan ever for me , is my second time since I took credit for them and I am very satisfied Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Child benefit loan
from M for Money Credit Union 4.71 from 80 reviews
Loans
from Vanquis 4.80 from 1254 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub