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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

the best helper

the best company, to help when you need it, change your car, improve your home or in any difficult moment. super easy to negotiate and fast service, I recommend it to everyone. Reviewed on: 10th March 2023

No Brainer....

Checked all loan providers & Ratesetter were offering the best deals. Checked the reviews & it was no brainer. Easy process & money in my bank within 48hrs of completion. I have recommended Ratesetter to many family & friends. Reviewed on: 10th March 2023

Fast and easy

Low rates fast and easy to use highly reccomend Reviewed on: 10th March 2023

Brilliant provider!

Never had any issues, does what it says it does. Very pleased with the service. Reviewed on: 10th March 2023

Best among the rest

The process was simple and straightforward. Reviewed on: 10th March 2023

Solar loan was just so easy

I chose Ratesetter for my solar loan and found them to be the most competitive and easiest to deal with from a number of quotes received. Top company Reviewed on: 10th March 2023

Easy

Easy to arrange, and no ridiculous high interest rates Reviewed on: 10th March 2023

Fast and efficient

Loan went smoothly without any hassle. Reviewed on: 10th March 2023

So easy to manage and great rates.

I took out a loan after my business was closed because of covid to help us get back on our feet. The rates were extremely competitive and I love the ease of the online account. Since my business has been going again I’ve easily been able to log onto my account and make over payments and see clearly the term of the loan reduce. Reviewed on: 10th March 2023

Unbelievably good.

The rate was the best available, the application wS simple and the response and turnaround from Ratesetter was quick. I feel I got the bedt loan available at the time of my application with the option to repay without penalties, at any time. Reviewed on: 10th March 2023

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