Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

First class company to deal with

Professional, no hassle company to deal with, the loan was straight forward to set up and since I took it out, I receive regular updates and their system is easy to log onto snd navigate. Competitive and reasonable rates Definitely recommend. Reviewed on: 10th March 2023

Exceptional fast service

Needed a loan, came across rate setter. The application and response was really quick. The monthly is very affordable too. Reviewed on: 10th March 2023

10/10

Quick check and easy process, loan easy to manage overall happy with service Reviewed on: 10th March 2023

Friendly people go work with

I have found ratesetter to be very friendly and easy to work with the processes and easy and quick. Reviewed on: 10th March 2023

Best rate so far

Got the lowest rate on the market. Flexible and easy to track. Reviewed on: 10th March 2023

Fastest, best value loans

We’ve used Ratesetter for lots of things, they’re quick, cost effective and straightforward. We’ve spoken with customer services on line, paid off loans early, just a very easy and reliable company to work with. They’re out go to loan provider for sure. Reviewed on: 10th March 2023

Best

It was outstanding service and Jeanine interest overall happy Reviewed on: 10th March 2023

Simply the best, better than all the rest

So easy and so simple to apply for loans. Pain free and very fast response to request Reviewed on: 10th March 2023

Excellent

Quick, easy and reasonable. Deffo recommend Reviewed on: 10th March 2023

Best loan Company

So quick and easy to apply and set up. Online account so easy to manage and see where I’m at with repayments. Best loan rate available on the market at the time. Minimal set up fees Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Unsecured loans
from East Kilbride Credit Union 4.85 from 92 reviews
Loans
from Vanquis 4.80 from 1254 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub