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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Fair rate, great service, quick decision

Brilliant service from start to finish, fair interest rate and quick decision. Nice and easy to manage when logged in too. Reviewed on: 10th March 2023

Great fast and friendly service

I was looking for a while to take a loan out to fund a motorcycle and these guys smashed it as I needed the money pretty quick to get it and money was in the bank the next day which in many cases you have to wait and now have recommend then to many friends Reviewed on: 10th March 2023

Best there is.

Quick and easy set up. Lowest interest rates. Have recommended to several people. Reviewed on: 10th March 2023

Excellent

Quick and efficient service. The money was in my bank the next day Reviewed on: 10th March 2023

Easy cheap money

Need a load easy to do and good rates Reviewed on: 10th March 2023

Excellent experience

From start to finish the process was easy and prompt Would recommend to people Great product and company Very happy Reviewed on: 10th March 2023

Easy to apply

Interest rate very low . Quick money release Reviewed on: 10th March 2023

Nice and easy

I have car finance and husband has a loan. Was really easy to set up and explains things well. Would use Ratesetter again and recommend Reviewed on: 10th March 2023

Saved My Car

I wanted to keep my car after my deal ran out. Ratesetter were by far best deal out there and the ease of setting up my deal made the stress of my situation even more bearable. Thank you! My children and I still have a good family car to rely on at very affordable price. Reviewed on: 10th March 2023

easy, clean, uncomplicated. No

efficient service, great tracking info throughout term non of the loan where I can see my progress. Reviewed on: 10th March 2023

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