Paid advertisement
Smart Money People Logo

RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

RateSetter cant get better

5
Great rates, quick decision, good communication Reviewed on: 10th March 2023

BEST LOAN PROVIDER

5
FAST SERVICES STRONGLY RECOMMEND Reviewed on: 10th March 2023

Easy and flexible

5
Good rates and the loan is easy to apply for. Flexible to so you can pay more of if you want Reviewed on: 10th March 2023

Loan

5
I got a great price on my loan,it was very easy to setup Reviewed on: 10th March 2023

Great company and easy to deal with

5
I did all my loan online and had no problems and the transfer of money was quick Reviewed on: 10th March 2023

Simple and fast

5
Really easy & straight forward application, and get an answer so quick, then money is in your bank account Reviewed on: 10th March 2023

Excellent

5
Very quick and easy to apply. Instant decision and the money was in my bank the next day. Would definitely recommend. Reviewed on: 10th March 2023

Cheap quick and hassle free

5
Very easy to apply and quick. Surprisingly cheap loan been totaly hassle free Reviewed on: 10th March 2023

T Perez

5
Application was all done on line and approved very quickly, kept up to speed through out once accepted and no problems at all. Accessing account is simple. All round a good company if looking for a loan! Reviewed on: 10th March 2023

Good loan rate

4
Easy to apply. Quickly approved and received the money. Good interest rate offered. Would recommend. Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RateSetter?

  • Car Finance

    from RateSetter 4.90 from 308 reviews
    RateSetter
    View all products