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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

Fantastic service

5
Fantastic service ,I will highly recommend ratesettet Reviewed on: 10th March 2023

Awesome provider

5
Had a great experience with rate setter. Really fast and good rates. Would definitely recommend this company. Reviewed on: 10th March 2023

Hassle free

5
Quick and easy to apply. Good app shows you how your doing with your payments would definitely recommend Reviewed on: 10th March 2023

Great company

5
Easy to apply, Friendly staff on the phone. Easy to pay each month Fair interest rate Can’t fault them and thank you for helping me to fund my first car! Will use again Reviewed on: 10th March 2023

Cheap rates no nonsense loan

4
Renovating my home the loan application was the easiest part of the process ratesetter took away any unnecessary stress by providing an easy application process great rates and swift processing will definitely use in the future Reviewed on: 10th March 2023

Best loan provider

5
Application was easy, very low interest rate and payment was swift Reviewed on: 10th March 2023

GOOD RATES

5
They offered very good rates and very quickly sorted with no messing. Reviewed on: 10th March 2023

Quick, simple and great rate

5
I had a personal loan for £10k. Approved and in my account in a matter of hours at an incredible rate. Reviewed on: 10th March 2023

Efficient service

5
Quick and easy application. Fast and efficient service. Reviewed on: 10th March 2023

Easy to set up & good value

5
Quick & easy application good service Reviewed on: 10th March 2023

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