Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

RateSetter: Loans reviews

View other RateSetter products
4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

RateSetter Loans reviews (14024)

Excellent service

5
A Reliable financial organisation when you need them. Reviewed on: 10th March 2023
Uchenna 's avatar
Uchenna

Quick and easy to set up

5
My loan was agreed and paid very quickly. Reviewed on: 10th March 2023
Brett Amos's avatar
Brett Amos

Excellent service

5
Really easy to apply online and funds were in account within a couple days. Great service Reviewed on: 10th March 2023
robert.waterson@yahoo.co.uk's avatar
[email protected]

Excellent

5
Always go to Ratesetter when I need a loan. Easy to apply and quick to process Reviewed on: 10th March 2023
lindsay_anforth@hotmail.co.uk's avatar
[email protected]

Quick, easy, low cost

5
I have been really impressed. Really straight forward to apply and then manage my account. Good interest rates. Wouldn’t hesitate to use again or recommend to others. Reviewed on: 10th March 2023
Alison Griffin's avatar
Alison Griffin

Simple, fast with great service

5
Smooth application and processing meant the loan even quite large was sorted very quickly Reviewed on: 10th March 2023
Omar Elhoucine's avatar
Omar Elhoucine

No hassle loan application

5
I took out a loan with ratesetter to help finance a car for my son who is at university. The terms were competitive, the application was quick and easy, all done online, and the funds were transferred quickly. The account information is clear and user friendly and I monitor it regularly. I would use ratesetter again in the future. Reviewed on: 10th March 2023
rockparo28@yahoo.co.uk's avatar
[email protected]

Clear and simple

5
Very clear information given and simple to apply for.In short a great company. Reviewed on: 10th March 2023
Ross Milton's avatar
Ross Milton

easy application and low cost of credit

5
pleasant service easy application low service costs Reviewed on: 10th March 2023
Arkadiusz Leduchowski's avatar
Arkadiusz Leduchowski

Amazing!

5
Super easy to apply, a quick decision and funds transfer, easy to keep track of. This loan really helped my situation and I can’t recommend highly enough! Reviewed on: 10th March 2023
braziledward@yahoo.co.uk's avatar
[email protected]

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill