Paid advertisement
Smart Money People Logo

RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Amazing loan provider

5
Excellent and affordable repayment , Rate setter were there for me at the time of needs Reviewed on: 10th March 2023

Quick and easy

5
Good rate. Device was easy and loan was quick without any hassle Reviewed on: 10th March 2023

Brilliant service

5
I applied online and within minutes I got the answer Reviewed on: 10th March 2023

Great company for loans

5
I've been with ratesetter now for a while they have great customer service. I have never had a single problem. Reviewed on: 10th March 2023

Best and quick

5
It look less than ( min to process the application. Got one of best rates in market. Reviewed on: 10th March 2023

Definitely recommend

5
I had a best experience with this company. Reviewed on: 10th March 2023

Best interest rate available

5
For someone with , not the greatest credit score. A great rate, and very quick decision Reviewed on: 10th March 2023

Helping people when they need help

5
I have had loans from Ratesetter before & will return if I need help again with a loan Reviewed on: 10th March 2023

Best rates

5
Top loan provider and the best rates Reviewed on: 10th March 2023

Quickest loan set up and low interest

5
Easy to apply for.very quick decision and funds in the bank. Low interest rate. I was really impressed with the service. 5 stars Reviewed on: 10th March 2023

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review