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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

Easy. Fast payout. Great rates

5
Would defo recommend. Quick payout. Great interest rates. Exactly how it should be. Easy access to find out how much is left to pay. Reviewed on: 10th March 2023

Good rates, easy and quick application!

4
Good rates, easy and quick application! Reviewed on: 10th March 2023

Good interest rate and quick

5
We have taken a loan few times and it's extremely easy and quick Reviewed on: 10th March 2023

Helpful, amazing rate, can't fault at all!

5
Was quick and easy website, great rate and helpful, couldn't fault ratesetter at all, would highly recommend using them if needed Reviewed on: 10th March 2023

Really great customer service & so easy to track/use

5
We found the whole experience with Ratesetter really great. They answered questions speedily & helped us when we wanted to pay a larger chunk of the loan off. They also make it simple to track the loan and see how much left you need to pay. I’m sure we’ll be using them again & I’ll definitely be referring them to a friend or family. Reviewed on: 10th March 2023

Best loan company!

5
Most affordable rates, amazing service! Reviewed on: 10th March 2023

Fast and efficient

5
I was worried about getting a loan but their process was very easy. The decision was also very quick. I got all the details and I get updates when needed. Reviewed on: 10th March 2023

Great service

5
Great service, easy to use and quick Reviewed on: 10th March 2023

Tik Tok done

5
Quick easy and exactly what you asked for. Reviewed on: 10th March 2023

Great product, great rates

5
Amazing customer service, great product and great rates. Perfect! Reviewed on: 10th March 2023

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