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RateSetter: Loans reviews

View other RateSetter products
4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.
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RateSetter Loans reviews (14024)

Best loan by far.

5
Applying for this loan is made so straightforward. The service you receive is top class too. I would definitely recommend ratesetter to a friend. Reviewed on: 10th March 2023
Tab shenton's avatar
Tab shenton

Fast and affordable

5
I got £ 5000 personal loan it’s very easy to apply and very fast deposit in to my account Reviewed on: 10th March 2023
azimvajifdar@yahoo.com's avatar
[email protected]

Good service

5
I got it without 1hour which it was really good Reviewed on: 10th March 2023
Dagger Sa's avatar
Dagger Sa

Outstanding

5
Ratesetter make the process so easy. Reviewed on: 10th March 2023
Jules's avatar
Jules

Just WoW

5
From start to finish of application rate setter was hassle free. Even the website is easy to navigate and see what it is you’re looking for. Excellent company that I just stumbled across by accident and what a great accident it was Thank you Reviewed on: 10th March 2023
Joanna's avatar
Joanna

Personal Loan

5
Had many personal loans but RateSetter was the easiest process.,Excellent customer service and would definitely use again. Reviewed on: 10th March 2023
carolynburden@hotmail.co.uk's avatar
[email protected]

Low interest - No hassle loan - Great customer service.

5
I took this loan out, through somebody recommending it to me. It has been a great product, very low interest and the customer service has been excellent. Would definitely use this company again. Reviewed on: 10th March 2023
Martin M's avatar
Martin M

Top Personal Loan Provider

5
At the time of taking out my loan they had the best rate available for the amount I wanted to borrow over my chosen term, quick and simple to apply and the money was in my account quickly! 1st rate service all round, would use again. Reviewed on: 10th March 2023
Nigel Plant (Rubberball64)'s avatar
Nigel Plant (Rubberball64)

Smooth process!

5
Absolutely fuss free, applied quick decision got paid payment options to pay back quicker are very helpful to stop occurring as much interest if your able to afford paying it back early. Didn’t know this company even existed till not too long ago would have applied for this loan when I needed to rather than trying others when I needed to first! Reviewed on: 10th March 2023
Faz's avatar
Faz

A great loan provider !

5
I couldn’t belive this was such a good deal and so helpful on her phone ! Would highly recommend to all ! Reviewed on: 10th March 2023
prisonstyletattoo@gmail.com's avatar
[email protected]

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