Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Excellent

Excellent company low apr definitely recommend Reviewed on: 10th March 2023

Super friendly fast sevice.

Needed a loan quickly and was linked to Ratesetter by ClearScore. Loan was sorted in a very short time and payments were manageable and are paid back on a date that I chose. No hassle at all, would highly recommend. Reviewed on: 10th March 2023

Hassle free

Rate provider gave me a loan to close my debts and have a suitable monthly payment to one place instead. They were hassle free to deal with and the money came into my account the next working day. Ever since i have been with rate provider my finances have gotten stronger and i can now plan my wedding ceremony with my wife as before we was struggling due to paying multiple places and big amounts. I feel that rate providers interest rate was very decent too as i will only end up paying 1k more then what i borrowed which im ery pleased with as rates we well planned. Their customer phone line was excellent too i got connected to an agent very quick within 3 mins and got my monthly payment date changed again with no hassle. I can not recomment rate provider enough to anyone whos in financial stress paying multiple places as im rate provider will help in restoring your finanical strength. Im truely grateful to them as i can now see the sun in my future. I will also consided them when im ready to buy my wife a car on finance. Reviewed on: 10th March 2023

Great rates, fast payout

I was amazed at how quickly the process was from application to payout. Reviewed on: 10th March 2023

Loan

Best interest rate, hassle free transaction Reviewed on: 10th March 2023

Super easy and quick!

Fastest loan to be approved and excellent rates! Very clear terms and went in straight away! Highly recommend Reviewed on: 10th March 2023

Grate rates

Got a great rate on my loan has helped alot Reviewed on: 10th March 2023

Great company and service

I found the whole process of applying for my loan, communicating with staff and being approved and receiving the funds a really straightforward process which is all you can ask for. Reviewed on: 10th March 2023

Great service

So easy and great to deal with and a fast service Reviewed on: 10th March 2023

Quick and easy

Great rate, quick immediate decision, money was in my account the next say Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Unsecured loans
from East Kilbride Credit Union 4.85 from 92 reviews
Loans
from Vanquis 4.80 from 1254 reviews
Child benefit loan
from M for Money Credit Union 4.71 from 80 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub