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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Easy and smooth service

5
Easy to apply and received my funds quickly Reviewed on: 10th March 2023

Fast and easy

5
I neede cash and everyone was giving me problems to give me a loan as i dobt have savings. Ratesetter gave me the loan within 5 minutes . Thank you guys Reviewed on: 10th March 2023

Loan

5
I received a loan . Excellent service Reviewed on: 10th March 2023

Easy company to deal with

5
Straightforward website,instant desicion,overall seamless experience I have had two loans off RateSetter and I am a very satisfied customer Reviewed on: 10th March 2023

Quick, efficient and easy process

5
A quick easy application was made. Decent interest rates and the money transferred quickly. Reviewed on: 10th March 2023

Best loan provider

5
Exceptional service. Easy to deal with and very efficient Reviewed on: 10th March 2023

Good choice

5
Good rate on personal loan, were the best I could see when looking Reviewed on: 10th March 2023

Best Personal loan provider

5
Easy to apply for a loan that is tailored to your personal situation and needs Reviewed on: 10th March 2023

Amazing

5
I’m amazed that I had loan in 2 days I’m just only try if I’m approved luckily I got it! With low interest! Reviewed on: 10th March 2023

Great service

5
Great service and easy application. Notification within minutes. Money in account same day. Great rates. Will definitely use them again and highly recommend. Reviewed on: 10th March 2023

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