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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Quick and efficient

Easy to use, clear and transparent terms Reviewed on: 9th March 2023

Great provider

Chosen for good competitive rates and an easy application process. I’m nearing the end of my loan now and have had no problems with the service. Reviewed on: 9th March 2023

Quick, easy, affordable

Easy to apply, product and payments set out easy to understand, Reviewed on: 9th March 2023

Great loan provider

Thanks rate setter for the quick and simple process of taking out a loan Reviewed on: 9th March 2023

Top class service 5 star

Whenever I need a loan there is only one place I will go fast and great rates why go anywhere else Reviewed on: 9th March 2023

low rate great customer service

i would recommend to everyone. I have never head such a great experience with a loan providers . Reviewed on: 9th March 2023

Lowest rate, easiest application, brilliant loan

I never thought I’d get an interest rate anywhere near RateSetter’s. They trusted me in a way no one else would. Cannot recommend enough, won’t bother looking elsewhere next time. Reviewed on: 9th March 2023

Simple, transparent and professional

It was extremely helpful experience having loan approved when I needed the most. Quick, simple transparent and professional approach gave me a comfortable confidence to associate with Ratesetter. Thank you Ratesetter for your help.... Reviewed on: 9th March 2023

Fairest rates in the market

Easy to apply, managing the loan is a breeze and the fairest interest rates I have seen Reviewed on: 9th March 2023

Excellent

Great rates, great service and quick decision at the start Reviewed on: 9th March 2023

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