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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Excellent

Really happy with rate setter! Highly recommend Reviewed on: 9th March 2023

They are doing great work

I have an excellent experience borrowing from them. Reviewed on: 9th March 2023

The lowest APR available!

I’ve taken out many loans in my time and none have been as easy as RateSetter, and the fact my interest was as low as 4% over a 3 year payback term was incredible! Highly recommend. Reviewed on: 9th March 2023

Best Loan Provider

Quick and easy. They safe my life in the moment when l needed Reviewed on: 9th March 2023

Highly recommended

I used the loan twice. Very efficient and helpful service. All in a very nice and friendly atmosphere and on convenient terms. I definitely recommend it to anyone looking for an honest company. Reviewed on: 9th March 2023

Good loan company

Trouble free from start to finish Reviewed on: 9th March 2023

Had 2 loans with RateSetter

I have had 2 loans over the years with RateSetter and they have both been a simple and quick process. When I had my first loan and I needed to skip a month because of changing jobs it was easy to contact them and get it all sorted so that I could get back on track and it was paid off on time with no extra costs added. Reviewed on: 9th March 2023

Great Company

I love how simplistic it is to get the loan. Also to see what has already been paid what is left to pay and most of all how easy it is to make extra payments very self explanitry and if needed to apply for another loan. Reviewed on: 9th March 2023

Goods interest rate

Easy to arrange loan. Can keep an eye online on loan payments. Reviewed on: 9th March 2023

Best loans provider

Best rate and detailed information Reviewed on: 9th March 2023

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