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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Great

5
Provided an excellent service I have never had an issues and they are easy to contact Reviewed on: 9th March 2023

Best loan provider

5
I have my loan with affordable payment interest and plan. I recommend it to my friends. Reviewed on: 9th March 2023

Really quick and easy. Low payments

5
It was really quick and easy to get, the website was easy to navigate and they made it easy to control your account. Reviewed on: 9th March 2023

Superb

5
Simply superb, very easy to deal with and 1st class service Reviewed on: 9th March 2023

Loan

5
Never had any issues with rate setter. Easy to use and quick simple transactions Reviewed on: 9th March 2023

Fast and reliable

5
Got a loan for a new car and the money was in the bank when it said it would be. Fast and reliable! No problems at all Reviewed on: 9th March 2023

Excellent

5
Excellent company to deal with . Keep up the good work Reviewed on: 9th March 2023

Simple and great rates

5
Very easy process to apply, quick decision and very good rates. I’ve used them before and will use them again if needed Reviewed on: 9th March 2023

Best rates

5
Good and very quick service. Best loan rates. Reviewed on: 9th March 2023

Outstanding service

5
I had a loan to assist with a life long dream of owning a camper van. The whole experience was quick and simple with no problems whatsoever. I'd recommend RateSetter and would use them again Reviewed on: 9th March 2023

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