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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Top class

5
Hassle free quick access to funds Reviewed on: 9th March 2023

Excellent service.

5
Excellent customer service. My experience with ratesetter has been fantastic. I have managed to get competitive loan rates. Customer service has been above expectations. Reviewed on: 9th March 2023

The Best

5
They offered me a loan whenever I needed. Reviewed on: 9th March 2023

Easy and fast

5
Easy to apply for and money was in mh bank within a few hours of being accepted. Good repayment options and easy to track your oayments. Reviewed on: 9th March 2023

Great rates

5
I searched for a loan and ratesetter were by far the best rate. Then the application was so easy and straightforward. Everything was done quickly and effectively. They also keep there mailing targeted and we little as possible. I will be using them again Reviewed on: 9th March 2023

Best rates, easy to manage.

5
Rate setter had the fairest rates available at the time. The online dashboard is easy to manage. Reviewed on: 9th March 2023

Great Service

5
Great Service and easy application and quick acceptance Reviewed on: 9th March 2023

Ratesetter is the way to go

5
Everything was so easy, very helpful, put me at ease and no cold calling after, would most definitely recommend ratesetter to anyone needing a loan Reviewed on: 9th March 2023

Excellent service

5
Used them for a loan a few times now. Very easy to apply with excellent rates. Would definitely recommend. Reviewed on: 9th March 2023

Highly recommend

5
Quick, painless application and fab low interest rates Reviewed on: 9th March 2023

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