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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Loan

Easy and no problems at all with this loan Reviewed on: 9th March 2023

Very quick and efficient

Applied and had the money in the bank the next day really pleased excellent and very low APR rate Reviewed on: 9th March 2023

Low rates, high quality service

Used this lender for a motorbike loan, low interest rate and great repayment amounts set for affordability. My loan was issued quickly and the service was so good I never had a single complaint. Would highly recommend RateSetter to anyone looking for reliable rates and a quick process. Reviewed on: 9th March 2023

Good rates good company

Easy to deal with and affordable Reviewed on: 9th March 2023

Excellent company, easy and very competitive rates.

I used rate setter for a small Loan. I hadn’t actually heard about them before but after doing a little research I decided I would go with them. Application was easy and a response was very quick. I have since recommended them to a family member and they couldn’t believe the Excellent service. So efficient and their website is easy to use. Reviewed on: 9th March 2023

Quick & easy

This is the second time I've used Ratesetter for a loan and again it was straightforward. Application was simple and I received the money promptly. Reviewed on: 9th March 2023

Best loans

Recommend because very good rates Reviewed on: 9th March 2023

Simple, fact of matter no messing loan.

Very easy to sort out, very competitive rates and matter of fact loan. Everything explained from the outset, I borrowed with confidence and everything was completely hassle free. Reviewed on: 9th March 2023

Excellent

Was great for boosting my credit score, had no problems at all. Reviewed on: 9th March 2023

10/10

Tbh not much to say but this. Easy slick and you get a great rate. Totally recomended Reviewed on: 9th March 2023

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