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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

The best company for a loan at low monthly repayments

5
i was desperate for a loan the customer service i received was outstanding and granted me a loan at an affordable monthly repayments it helped me a lot and took all my worries away Reviewed on: 9th March 2023

Quick and easy

5
Easy process to apply, Quick decision. Reviewed on: 9th March 2023

Quick and hassle free

5
Really straightforward process, end to end process took less than a day Reviewed on: 9th March 2023

Really Honest Company

5
RateSetter are z very honest,reliable and very fair company,I have had 3 loans now,and I will be happy to take a loan out with you again in the future if I need to,I hope I win this prize,hehe. Kindest regards Ricky Reviewed on: 9th March 2023

Life saver

5
If one loan company that can offer to consolidate other high interest debts then it's this company. Reviewed on: 9th March 2023

Simple & Excellent Agreement

5
Straightforward application, speedy decision; fantastic interest rate... was blown away, definitely recommend! Thanks Reviewed on: 9th March 2023

It was straight forward stress free process with the best deal

5
I got the best deal with her best rates and the application process was simple and had the funds really fast Reviewed on: 9th March 2023

The best

5
I know I won’t win the £1000. But all I can say about rare setter is. They’re absolutely brilliant. Well organised. And superb. Thank you ratesetter Reviewed on: 9th March 2023

Caravan loan

5
I contacted these for a loan as it was recommended. They were extremely friendly and gave very competitive rates. Reviewed on: 9th March 2023

Quick and easy

5
Great service, very easy to use and quick to process. Reviewed on: 9th March 2023

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