Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

RateSetter: Loans reviews

View other RateSetter products
4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

RateSetter Loans reviews (14024)

Great rates

5
Found getting a loan at a great rate straight forward and hassle free Reviewed on: 9th March 2023
Peter's avatar
Peter

Simple, affordable

5
I was in a bit of a bind. I needed a a loan and after a bit of shopping around I found Rate Setter. The process is easy and the decision was fast. I got a fantastic rate and schedule to suit my circumstances. The best I’ve ever dealt with. So simple. Reviewed on: 9th March 2023
JMooney's avatar
JMooney

Personal loan

5
The whole process from appliying for a loan to receiveing the money was really quick Reviewed on: 9th March 2023
Alistair leeder 's avatar
Alistair leeder

Very good service.Low fee

5
Using this company a few times and am really happy. I would recommend this company Reviewed on: 9th March 2023
Laima Vanaga's avatar
Laima Vanaga

Loan, easy and efficient

5
Rate setter make the whole process so easy and their back up service is very efficient Reviewed on: 9th March 2023
keith@meadowfinance.com's avatar
[email protected]

Constant spam

1
I’ve never had a loan with them and yet they spam me with emails. The emails included one where they asked me to review them for best personal loan provider. Reviewed on: 9th March 2023
Jordan's avatar
Jordan

Excellent service, fast and reliable

5
Zero paperwork, very fast and efficient service Reviewed on: 9th March 2023
Matthew's avatar
Matthew

Lisn

5
Brilliant service Low interest rate Easily arranged, and terms to suit myself Reviewed on: 9th March 2023
Lesley Palmer's avatar
Lesley Palmer

Great.

5
Quick and efficient service. Application was fast and finder were available the next day. Would highly recommend and would use again. Reviewed on: 9th March 2023
Luke's avatar
Luke

Quick and easy

5
Easiest loan I have ever applied for. Money sent quickly and I was able to see all the details and repayments online. Would definitely use them again! Reviewed on: 9th March 2023
Natasha Rankin's avatar
Natasha Rankin

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill