Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

A great loan at a great rate just when you need it!

I've been impressed with the service! Reviewed on: 4th March 2022

Fast and easy

It was fast am easy to get the loan I needed . Little stress and little fuss, full of all the information needed. Reviewed on: 4th March 2022

Easy straight forward loan

Ratesetter makes the process of applying for a loan very simple and straight forward. Managing your loan online is very easy too. You can see what you've paid and what is left to pay quickly. Even changing the payment date is easy to do. I am now on my second loan and would recommend them to anyone. Reviewed on: 4th March 2022

Excellent experience!

I am really happy with Rate Setter! I had money in my account quick and exactly when I needed. Reviewed on: 4th March 2022

Excellent

Small interest less than in Barclays Bank fast answer and money on the account I recommend the company 100% Reviewed on: 4th March 2022

Excellant service, great rates and simplified applicaton process.

Basically, if you want an easy, simplified application process, with excellant rates displayed upfront before you apply, then rate setter is place to go. Honestly the best loan and service I've ever recieved. I strongly recommend rate setter to any out there looking for a truly great and honest service. Reviewed on: 4th March 2022

easy process from start to finish

very fast set up much better rates than I was offered by the ford dealer for my truck. good updates on my loan. a completely hassle free service. I would definitely use again. Reviewed on: 4th March 2022

Excellent service provider

No pressure. No hassles. Fast service. Excellent communication. Unrivalled in the business. Reviewed on: 4th March 2022

Incredibly easy to use

The simple, clear and concise format and layout of ratesettlers platform really makes them a great choice for a no hassle easy to use and keep up to date loan provider. Reviewed on: 4th March 2022

Amazing, quick and easy

Had few loans with, always quick and with APR lower then most places, even after being refused loan in other places always was able to get money with this company. Reviewed on: 4th March 2022

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Vanquis 4.80 from 1254 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Child benefit loan
from M for Money Credit Union 4.74 from 80 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub