Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Simple loans with a quick decision

I’ve used RateSetter as my go to provider for personal loans on 3 occasions. The application process is straightforward, decisions are really quick and you can pay the loans off early with no bother at all. Reviewed on: 18th June 2021

The only company gave me lower rate

Rate Settler the only one gave me lowest rate on the market at the time when I looking for a car loan. Reviewed on: 18th June 2021

Good deal

Honest and quick lenders. 100%recomended. Reviewed on: 18th June 2021

Fantastic service

Rate setter is is a no hassle provider, easy to apply for loans and an efficient service. Reviewed on: 18th June 2021

Great company- reward good money management

I have been very happy with my experience with Ratesetter. Fair APR rates, quick response times and they allowed me to pay off my loan with a new one at a lower rate due to good management of my repayments. I would definitely recommend. Reviewed on: 18th June 2021

Excellent Company

Simple process with great rates; what more do you want! Reviewed on: 18th June 2021

Super Easy

It took just minutes to apply for my loan and I was given a decision the same day! Reviewed on: 18th June 2021

Fantastic service. Couldn't be happier

Easy to deal with, no issues, form filling was simple, quick decision, best company to deal with.... ever. Reviewed on: 18th June 2021

Quick and easy

I used ratesetter to pay for a scooter. I took it out over three years and the payments made paying for the scooter possible Reviewed on: 18th June 2021

Helpful and Professional

I have found RateSetter to be extremely helpful and professional throughout the COVID crisis Reviewed on: 18th June 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Child benefit loan
from M for Money Credit Union 4.74 from 80 reviews
Unsecured loans
from East Kilbride Credit Union 4.85 from 93 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub