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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Excellent Service

Simple process and fast responses. Really refreshing to deal with. Reviewed on: 18th June 2021

Loans

Excellent and efficient service Reviewed on: 18th June 2021

Car

Great no hassle loan appication. Quick response and had no problems at all. Reviewed on: 18th June 2021

Quick and easy

No stress, quick decision.. great interest rates Reviewed on: 18th June 2021

The best!

Ratesetter is reliable, secure and offer excellent value for a quality service for all. Reviewed on: 18th June 2021

Really easy online process

Was very easy to get a loan. My application was referred but the decision was really quick. Reviewed on: 18th June 2021

Superb company

Brilliant service. Easy to set up. Great rates. Never been a problem Reviewed on: 18th June 2021

Nice and easy

After 2 weeks searching for a small loan I came across to Ratesetter and they immediately offered me the best deal with good terms and without any hustle. I got the money right away and I always have the flexibility to pay extra or pay off the remainder amount without any extra fees. I will be definitely going back if I need another loan again! Reviewed on: 18th June 2021

Quick , easy, Very competitive

Have used ratesetter on a a few occasions and is my "go to" provider if I need a loan, very cost effective and easy to settle early, much cheaper than my bank...... Reviewed on: 18th June 2021

Very helpful company

Very helpful company who goes above and beyond to help anyone Reviewed on: 18th June 2021

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