Paid advertisement
Smart Money People Logo

RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Brilliant service

5
Found it very easy to get a loan, with amazingly low interest rates. Reviewed on: 18th June 2021

Well organised company

5
They made borrowing money on a very good rated loan easy. Reviewed on: 18th June 2021

Very easy and quick decision

5
I’ve just rate setter a few times and I’m so happy with their service and rates. I fully recommend it Reviewed on: 18th June 2021

Great service

5
Great communication, clear information provided about finance and rates. Reviewed on: 18th June 2021

Very satisfied

5
Very good rate 100% satisfied would recommend them at the drop of a hat no complaints whatsoever would definitely use them again. Reviewed on: 18th June 2021

£1k review

5
I gave it £1k! Professional and profitable Reviewed on: 18th June 2021

Was quick and easy

5
Entire process was easy, affordable and clear Reviewed on: 18th June 2021

Fast and good

5
No issues with them, would use again Reviewed on: 18th June 2021

Straight forward loan application and communication

5
Easy to deal with, quick and easy, clear communication Reviewed on: 18th June 2021

Trustworthy and Fast

5
Great service, able to make the application quickly and easy for a response in a few days and funds immediately. Will use again. Reviewed on: 18th June 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RateSetter?

  • Car Finance

    from RateSetter 4.90 from 308 reviews
    RateSetter
    View all products