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RateSetter: Loans reviews

4.93
Based on 14,022 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14022)

Very reasonable interest rates.

5
Am pleased with the way they do business. Reviewed on: 18th June 2021

Not a rip of!

5
I have had nothing but a good experience with Ratesetter they always look after you. Reviewed on: 18th June 2021

Worm socks

5
Fantastic service. Low fee. Easy to apply. Staff are professional. Reviewed on: 18th June 2021

Simple. Fast. Superb Customer Experience.

5
Been with Rate Setter since 2017 and have never had any concerns with the way business is managed by them. Thank you, RateSetter. Reviewed on: 18th June 2021

Fantastic service

5
Extremely helpful and a great service Reviewed on: 18th June 2021

be best

5
just be great had 2 Loans of then now better then the bank Reviewed on: 18th June 2021

Very Happy

5
Affordable loan made easy with little interest, happy customer. Reviewed on: 18th June 2021

Easy lending

5
I have used Rate Setter for one loan and it has been an easy and straightforward process. The online portal makes it simple to check where I am up to and I can log on and pay off extra when I want. Reviewed on: 18th June 2021

Brilliant service

5
Found it very easy to get a loan, with amazingly low interest rates. Reviewed on: 18th June 2021

Well organised company

5
They made borrowing money on a very good rated loan easy. Reviewed on: 18th June 2021

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