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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Best of Best

I got credit for my car just a click. Reviewed on: 17th June 2021

Super simple, amazing service.

From start to finish I have nothing but good things to say, had never used a service like Ratesetter before, but would without a doubt use them again and have recommended them to others! Reviewed on: 17th June 2021

Quick de isions, great visability of loan

Rate setter are my go to loan company now, they are clear, have an easy application process, competitive APR rates, fantastic visability, and ease for viewing payments, and being able to pay off what i want when i want early! Reviewed on: 17th June 2021

Great service

Really friendly,money was in my account in minutes,very happy. Reviewed on: 17th June 2021

Trustworthy Company

Having used RateSetter , on and off over the years. I have always found them to be fair, honest with good interest rates. Reviewed on: 17th June 2021

Brilliant service

If you are looking for a good APR , RateSetter is the place to look. They are brilliant and easy to apply Reviewed on: 17th June 2021

Perfectly prudent

Took out a consolidation loan to put myself on the straight and narrow moving forward. Recommended on the Martin Lewis site so applied. Never looked back and the future is bright and clear. Reviewed on: 17th June 2021

Professional,safe,competitive,

Easy to apply. Competitive rates and secure. Reviewed on: 17th June 2021

Fast and pefeshanal

Excellent customer service and fast response Reviewed on: 17th June 2021

Best rates

RateSetter has been amazing with a really easy to navigate website and the best rates there are in the market. My experience has been smooth and they have been very helpful when I had issues. Reviewed on: 17th June 2021

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