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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Hassle Free Loans

Hassle free online loans. Quick decision with the best interest rates. Reviewed on: 17th June 2021

Bed loan

Very easy to deal with, brilliant that extra payments can be made and not be penalised Reviewed on: 17th June 2021

simple to use.

great online usage. friendly customer services. would prefer better rates. Reviewed on: 17th June 2021

Would highly recommend

Had no problems, fast easy and hassle free Reviewed on: 17th June 2021

Brilliant company Brilliant service

Needed to concludate all my loans and credit cards and they where great help made my life alot easier Reviewed on: 17th June 2021

Easy to apply

Easy to apply for and a quick decision made. Reviewed on: 17th June 2021

Excellent service

I have used rate setter for a few year. The interest rates are really low. The website is easy to use. Can make additional payments as and when you need to pay loan off quicker Reviewed on: 17th June 2021

Easy to do business with

Fast, efficient and trustworthy, Ratesetter have been extremely helpful in arranging loans. Low interest and flexible plans, I would recommend Ratesetter to everyone. Reviewed on: 17th June 2021

Fastest, simplest & easiest. What else do you need?

The title says it all. I would not go anywhere else when it comes to loans. Reviewed on: 17th June 2021

Great loan

Very helpful with getting the loan and ensuring it was through in time so I could purchase my car. Very happy Reviewed on: 17th June 2021

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