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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Easy no hassle loans

Quick response to application and reasonable interest rate Reviewed on: 17th June 2021

Money in account as soon as approved

Simple application soon approved and money in account Hardly any correspondence trying to lend more money Would definitely use and recommend if needed again Reviewed on: 17th June 2021

Easy and fast

Fast, easy, secure and safe. Would recommend to anyone. Reviewed on: 17th June 2021

Great and easy service

Found Rate setter to be a very easy company to deal with, my application was approved quickly and the rate I got was good too. Would definitely recommend Reviewed on: 17th June 2021

Quick response easy to sort

I found them very easy to work with and a fast response time they speck to what they said no messing Reviewed on: 17th June 2021

Loans

Been approved for loan twice already, any problems they are always there to help. The aprs the best I have met so far. And the monthly payments are adjustable in case you want to change the date of your direct debit. Reviewed on: 17th June 2021

Excellent rates

Very smooth application and money in the bank with in hours. Excellent Apr rates considering I have an average credit history. Would recommend Reviewed on: 17th June 2021

Easy to deal with and great rates

Quick decision, website is clear and easy to follow and provides all the information you need. Best interest rates I’ve ever found. Would definitely recommend , and have done to friends and family. Have used a few times now. Reviewed on: 17th June 2021

Great company

Easy to get a car loan no hassle when we did have a problem it was easily. Solved Reviewed on: 17th June 2021

There are one of the best loans company I have ever deal with in recent times

I had two separate loans at different times, so I could not cope with the payments of both at the same time, so, I called them to merge the two accounts together, so it could be easier for me to pay and gladly they did that.. Reviewed on: 17th June 2021

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