Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14022 reviews)

View other RateSetter products

4.93

Based on 14,022 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14022)

Excellent, friendly and fast decision making

Excellent, friendly and fast decision making. The process from application to receiving funds was quick, easy and friendly. Clear information made the choice to go with Ratesetter a simple one. Reviewed on: 17th June 2021

Best loan company

I took two loans with rate setter and I was pleased with the service, fast decision making, affordable repayments and low interest rates. I’d recommend them any day Reviewed on: 17th June 2021

Brilliant loan provider...

Ratesetter was quick and easy to use and delivered on its promise. I would recommend to everyone I know. Reviewed on: 17th June 2021

I rate RateSetter!

The title sums it up. Great rates, quick and easy application process and a very easy to manage loan. Would definitely recommend! Reviewed on: 17th June 2021

Brilliant company to deal with.

I found Ratesetter to be very easy to deal with. Everything was laid out and explained in simple terms. Reviewed on: 17th June 2021

ups, I did it again

Already have 2 loans with them with the total of over £5K. Easy to apply for, good fees, money in the account in 3 days, can't complaint. Reviewed on: 17th June 2021

Great Company

Very straight forward and simple to apply. Great rates too. Reviewed on: 17th June 2021

I'm happy to you company

Simple to use. Good communication Reviewed on: 17th June 2021

Straightforward and easy with very good Interest rates

Use I used Ratesetter to purchase a car. They had better rates than the car finance company and the transaction was seamless. Would recommend. Reviewed on: 17th June 2021

fast and reliable

Very good loan company, had my money in my bank account the next day Reviewed on: 17th June 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Unsecured loans
from East Kilbride Credit Union 4.87 from 109 reviews
Child benefit loan
from M for Money Credit Union 4.77 from 122 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub