Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Good an quick

Good quick loans which are decided in short time and with low interest rate Reviewed on: 17th June 2021

Easy to deal with...

Longstanding customer. Great loan deal at a fair rate. Reviewed on: 17th June 2021

No. 1 for loans

Have already recommended friends and family to Ratesetter on many occasions and will continue to do so, with a quick and simple process they’re the best company Reviewed on: 17th June 2021

Excellent

Quick to apply, easy to understand and received loan in no time. Reviewed on: 17th June 2021

Excellent company

I had previously been denied a loan from a couple other companies so I could get my 1st vehicle, RateSetter gave me my loan with very reasonable repayments. Customer service is top notch and very friendly, had a small issue at the beginning due to wrong details (my fault) but RateSetter customer service changed these details no problem and not had a problem speaking to an actual person. 10/10 would highly recommend to anyone looking for a loan Reviewed on: 17th June 2021

Great experience

I've previously had loans with other companies but Ratesetter is hands down the best company I have ever used, kept me up to date through the entire process, & my loan arrived very quickly too Reviewed on: 17th June 2021

Great company

They were very quick to review my application and grant the loan. Reviewed on: 17th June 2021

Absolutely top draw

Easy as you like Great experience Reviewed on: 17th June 2021

Great service

Great service, great customer service. Highly recommended Reviewed on: 17th June 2021

Perfect no hassle company!

Used this company twice now and would 100% use again in the future Reviewed on: 17th June 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Novuna Personal Finance 4.72 from 359 reviews
Unsecured loans
from East Kilbride Credit Union 4.85 from 92 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub