Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Highly recommended

Was easy to set up, great rates, had no problems at all Reviewed on: 17th June 2021

Great.

Never had an issues with Rate setter, have used them for a personal loan as well as a mobile phone loan. Would definitely recommend Reviewed on: 17th June 2021

Such a good company always been the best for me

Excellent need say no more really always helped me out very kind and well mannered people on the other side of the call x Reviewed on: 17th June 2021

Easy and fast no dramas

It’s quick and easy to arrange and set up with no dramas. Reviewed on: 17th June 2021

Amazing used a few times

Always reliable and help me through out the year. Fabulous service never let me down Reviewed on: 17th June 2021

Excellent lenders

Very professional, fast and efficient service. Friendly staff always Reviewed on: 17th June 2021

Excellent service

Used ratesetter twice now and been very satisfied both times u would use again on the future Reviewed on: 17th June 2021

Great

Great service great rates. I would recommend rate setter. Reviewed on: 17th June 2021

Best interest rate

Very good and happy with service Reviewed on: 17th June 2021

Ratesetter

Good service and very helpful in hard times. Reviewed on: 17th June 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Child benefit loan
from M for Money Credit Union 4.71 from 80 reviews
Unsecured loans
from East Kilbride Credit Union 4.85 from 92 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub