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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Good app

Happy. Great app to manage your loan Reviewed on: 17th June 2021

£8000 loan

Fantastic company, loaned me £8000 for house improvements at an absolutely cracking low APR. Reviewed on: 17th June 2021

Fast and no fuss

Easy to use ,, excellent will be using These again Reviewed on: 17th June 2021

No hassle finance

RateSetter were there when I needed to buy a niche vehicle. No hassle, easy finance at the time for me. Reviewed on: 17th June 2021

Efficiency

Any financial decision one makes, is a wary time in their lives. It's important they are supported and trusted to make the final decision. When the process is clear, understandable, and supported by a great team - it's hard not to choose RateSetter. Reviewed on: 17th June 2021

Quick and simple

Really easy simple way to apply and have a loan transferred quickly. Service was excellent. And always keep you up dated throughout your loan time giving you the control. Reviewed on: 17th June 2021

Brilliant

Rate setter are amazing and so easy to use Reviewed on: 17th June 2021

Help few clicks away

Got best loan deals of all I’ve checked. Thinking about using this company again in future. Reviewed on: 17th June 2021

Super amazing company,

Really good company! Super quick! Easy! Amazing rates! Reviewed on: 17th June 2021

Online Loan Application

First loan was simple, but a second loan was ridiculous easy and the rates always seem competitive. Reviewed on: 17th June 2021

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