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RateSetter: Loans reviews

View other RateSetter products
4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

Very good

5
I have used ratesetter for years and I am very happy with them Reviewed on: 2nd July 2020
Nathan Johnson 's avatar
Nathan Johnson

Very easy, very quick

5
Applications were very easy and money deposited very quickly. Reviewed on: 2nd July 2020
James 's avatar
James

Really good loan company

5
My experience with RateSetter has been amazing and I would definitely recommend anyone to go with them if you are in need of a loan Reviewed on: 2nd July 2020
Relliiee@live.co.uk's avatar
[email protected]

Easy to use and helped me out

5
Taken two loans when in a tight spot. Always easy to use and understand. No early repayment fees Reviewed on: 2nd July 2020
Lastofacademe's avatar
Lastofacademe

Fast, easy and clear

5
Not much to say cheaper than all other quotes plus fast and efficient Reviewed on: 2nd July 2020
Chris's avatar
Chris

Great service, will use again!

5
Got my loan approved instantly, money was in my account quickly, and a good interest rate. Being able to view the loan online is great too! Will be the first place I turn to if I ever need another loan Reviewed on: 2nd July 2020
Jon's avatar
Jon

Great

5
Second time using, easy to use and quick! Reviewed on: 2nd July 2020
AaliyahLunat81's avatar
AaliyahLunat81

Fantastic and so easy to use

5
Rate setter is so easy to apply and use. I was accepted straight away with no delay and am able to log in and check every day how much I have left to pay. The best thing there is no early repayment fee Reviewed on: 2nd July 2020
lucy 's avatar
lucy

They dont care about how good your credit rating is

1
I took put a loan four years ag for £23k never missed a payment. Asked for a further small loan. Declined for no reason. Very poor ratesetter! Reviewed on: 2nd July 2020
Peter Hizzett's avatar
Peter Hizzett

Great

5
Easy to use and manage online. Reviewed on: 2nd July 2020
Tania Mcilwraith's avatar
Tania Mcilwraith

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