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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Great Provider

4
Quick efficient process to lending, simple process from start to finish. This is my 2nd time using them. Reviewed on: 2nd July 2020

Great lenders

5
Absolutely brilliant and efficient service. Got my loan within minutes. Reviewed on: 2nd July 2020

Modern, not clunky

5
A finance provider for the 21st century. Brilliant website. Brilliant customer service. Excellent. Reviewed on: 2nd July 2020

Mr

5
amazing service,very easy and helpful,,fast money and very good apr.. really happy customer for ratesetter.thanks.you and just keep going. csaba suhajda Reviewed on: 2nd July 2020

Easy to use

5
Great rates no problems great service quick and confidential definitely recommend 5star service Reviewed on: 2nd July 2020

Easy lending

5
Very easy lending process, managed to consolidate my debt and pay it off in one easy payment Reviewed on: 2nd July 2020

Great experience at rate setter!

5
Great experience at rate setter! Reviewed on: 2nd July 2020

TOP RATINGS

5
I HAVE A VERY AMAZING EXPERIENCE WITH RATE SETTERS AND I HIGHLY RECOMMEND ITS PRODUCT TO EVERYONE Reviewed on: 2nd July 2020

Quick Painless & a great rate

5
Really impressed . Love the concept & really is consumer focussed Reviewed on: 2nd July 2020

As easy as 123

5
Rate setters to be a fantastic way to Firstly easy to apply for loan Secondly quick to receive funds Thirdly easy to repay with freedom to repay early Reviewed on: 2nd July 2020

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