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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

BEDE POLECAL TA FIRME RateSetter znajomym i rodzinie

Jestem zadowwolony z waszych uslug Reviewed on: 14th June 2020

Ratesetter is the best

I would not use any other provider for a loan. I have used ratesetter for mobile phone loans AND just a simple loan for money and always had a small APR. There is access to your account and All your loan details. Great customer service. Would highly recommend Reviewed on: 14th June 2020

Amazing service. Great APR.

Easy online application and quick decision. They offer loans with great APR compared to many major banks. Definitely I would recommend them and probably will use it again. Reviewed on: 14th June 2020

Rate setter have always been ok for me

The loan was easy to get and the money came into my account quickly. It is easy to keep track of what you owe. Reviewed on: 14th June 2020

personal loan

I have a very good experience with Ratesetter Reviewed on: 14th June 2020

Brilliant service with a fair rates

I have used as a investment service and a loan service, I have been impressed by both Reviewed on: 14th June 2020

Amazing experience

Fast response with no impact of credit score. Flexible repayments terms. Interest not too high. Reviewed on: 14th June 2020

Money experience

Excellent rate when it comes to borrowing money Reviewed on: 14th June 2020

Safe and easy, highly recommend.

I found RateSetter extremely easy to sign up to. Plus the rates available are very competitive so I was able to get a very low interest loan which has been very helpful. The online account management is very user friendly. I am 100% satisified with this service and would recommend to anyone. Reviewed on: 14th June 2020

ratesetter is great

I used ratesetter and have a nice experience. No hassle, quick, affordable Reviewed on: 14th June 2020

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