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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14022 reviews)

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4.93

Based on 14,022 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14022)

No problems, good rate

Rate seemed good and help and support seems good, no complaints Reviewed on: 12th June 2020

EXCELLENT SERVICE

Easy to apply, fast way to get the loan, good service. Reviewed on: 12th June 2020

Ratesetteter

Ratersetter were fantastic really easy to apply for a loan and the interest rates were really good and it's great that the money is in your account in 24 hours after the loan is agreed Reviewed on: 12th June 2020

Ratesetter

Ratesetter was a quick and easy way to borrow money in a time of need. The monthly repayments are fair and the team have always been friendly when I have spoken to them. Would definitely recommend! Reviewed on: 12th June 2020

Fantastic

Easy to use, incredible rates and they just make everything so simple and straightforward. You won’t find better in the money lending department. Reviewed on: 12th June 2020

Excellent

Trustful,quality working personnel ,very communicative,always trying to help people with the best options possible,Outstanding Reviewed on: 12th June 2020

Good rates and easy to apply for

I have used ratesetter for a number of years and I can honestly say I can’t fault this company the service is spot on and I like the app where you can keep track of your loan well done ratesetter Reviewed on: 12th June 2020

Quick answer, good rates

Very professional approach to customers Reviewed on: 12th June 2020

easy to deal with and low rates.

Web site is user friendly, low interest rates and I've had no issues at all with RateSetter. Reviewed on: 12th June 2020

Best way to borrow or to lend

I like that even with lower credit scores I could still get loans and I will definitely look forward to being able to loan to others! Reviewed on: 12th June 2020

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