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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Great loans but website access issues

4
Great loans, helpful staff but constant issues logging in to website. Even password reset doesn’t work most of the time Reviewed on: 12th June 2020

10

5
is my first loan with rateseeter and i am happy Reviewed on: 12th June 2020

Great

4
Great service and I would recommend them to anyone thinking of taking out a loan. Reviewed on: 12th June 2020

No hassle , good value

5
From day one no issues , and of course great value for money Reviewed on: 12th June 2020

Hassle free low interest loans

4
The title says it all. Ratesetter is a quick easy way to get a low interest hassle free loan. Reviewed on: 12th June 2020

Simple, easy and qhick

5
Easy application process., kept informed and updated during application. Reviewed on: 12th June 2020

Awesome

5
Exactly what it says on the tin applied accepted money straight in my bank happy days... Reviewed on: 12th June 2020

So easy and quick

5
This was my first ever loan and j had no idea what I was doing. It was so simple and easy to navigate and was with me in no time. After that I had to change my name. Their customer service agents were exceptional and made the entire process seamless would 100% recommend Reviewed on: 12th June 2020

Fantastic, quick and easy

5
When I needed to buy a car quickly RateSetter were brilliant the process was quick and easy and the money was good value for money too! Absolutely would and have recommended them to anyone who will listen. Reviewed on: 12th June 2020

Recommended

4
Very good service, easy and quick to apply. Respond quickly to queries! Good service overall, highly recommended! Reviewed on: 12th June 2020

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