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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Loan

Excellent website that you could find the product required. The overall process from start to finish is smooth even down to document signature, great communication al the way through, highly recommended. Great customer focused company. Reviewed on: 5th April 2023

Quick turnaround

Rate setter sorted my loan very efficiently and effectively. All this with a very competitive rate. Reviewed on: 5th April 2023

Quick and Easy Loan Application Process

I would highly recommend Ratesetter to anyone looking for a reliable and flexible loan provider. The application process is quick and easy, the rates are competitive, and the repayment options are flexible. Five stars! Reviewed on: 5th April 2023

Highly Recommend

Highly recommend for anyone wanting an easy, fast decision and quick service. Was an easy process from start to finish and very competitive rates. Reviewed on: 5th April 2023

Quick and painless

It was quick and easy to get a loan with the best interest rate I could find Reviewed on: 5th April 2023

Simply fantastic

I was unsure whether I would qualify for a loan. My previous record wasn't great but not awful. The application was straight forward, easy to understand and my answer was very quick. Funds transferred within 48hrs. Finally the Apr quoted was what I received. Very happy to recommend Ratesetter to any and all people contemplating a loan or finance. Reviewed on: 5th April 2023

Great company

No hassle application and great interest rate. Would definitely use this company again. Reviewed on: 5th April 2023

Easy loan application

I applied for a loan it was super quick and easy very low Apr Reviewed on: 5th April 2023

Very easy

The experience I had was a good one. Reviewed on: 5th April 2023

Quick and easy

Applied online and within a few days they money was in my account. Good comment and easy process. Reviewed on: 5th April 2023

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