Good returns on well secured loans

This is a well run business that is very approachable and responsive to questions. Returns of 8%+ are regularly achieved on loans that are well secured on properties. Both my wife and I are participating in several loans.

Reviewed on 20th September 2016

Peter Johns

relendex peer to peer lender

Everything went according to plan.

Reviewed on 15th August 2016

P kellner

Excellent returns, secure capital

Relendex offer, and provides, the bank-beating opportunity to obtain 8-10% interest on cash deposits over 1-3 years. It is a peer-to-peer platform, where investors are recommended to split their lending over a number of different borrowers, but where... Read more

Relendex offer, and provides, the bank-beating opportunity to obtain 8-10% interest on cash deposits over 1-3 years. It is a peer-to-peer platform, where investors are recommended to split their lending over a number of different borrowers, but where in each case, the loan is secured by a charge over real property. Of course there is still some risk (how could there not be?) that the value of the property will fall below the amount secured, but generally the loans are no more than 70% of the assessed value, so the risk is small. I have made several loans through Relendex, each of which has not only produced the anticipated quarterly interest payments, but also the scheduled capital repayments. The only thing that is missing (and will surely come eventually) is the opportunity to invest through an IFISA so that the returns can be tax free. Even so, at the moment, for secured lending and interest at 8-10% p.a., after paying tax the return is extremely good. I would have given 10 stars for recommendation if the IFISA was up and running. As part of a balanced portfolio of investments (equities, bonds, interest generating savings) I consider that an investment through Relendex should be considered and then acted upon.

Reviewed on 15th August 2016

Lewis Marks

Great RE Secured Pure Play

Of all P2Ps out there Relendex is in a very interesting segment of conservative secured only real estate lending. IMHO one of the best risk-return and transparency on offer. Highly recommended if you seek exposure to this sector of the market

Reviewed on 5th August 2016

White Knight