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Revolut: Personal account reviews

4.93
Based on 92,019 reviews, last reviewed 23rd Apr 2026
87% increase in 5 star reviews
in the past 90 days
55% decrease in 1 star reviews
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Latest highest rating:

5

Excellent bank everything i need in one place and gr... Excellent bank everything i need in one place and great reward system Reviewed on: 23rd April 2026
Laura's avatar
Laura

Latest lowest rating:

1

Bunch of absolutely clueless people. Bunch of absolutely clueless people. All they do is lies and making false promises. Stay away from this Pseudo Bank people. They will restricted your... Read more Reviewed on: 14th April 2026
Arkadiusz 's avatar
Arkadiusz

About this product

Revolut is an e-money institution which means you can take out an everyday account to manage your money in a range of ways.

You can send, spend, receive and hold a range of currencies. Customers get a physical debit card for everyday spending, a virtual card and a single-use virtual card that resets its details each time you use it.

Revolut reviews help you find out what it’s really like to be a customer. If you’ve used Revolut before, you can also leave a review and share your experience.

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Revolut Personal account reviews (92019)

Feedback & Proposal Platform Usability

3
Dear Revolut Team, I am writing to formally express my concerns regarding the commission structure and certain usability issues within the Revolut platform. Firstly, I find the commission fees for currency exchange between GBP and EUR to be excessively high. The same applies to commissions charged in Forex trading, cryptocurrency transactions, and stock trading. These fees make investing — especially with small or moderate amounts — significantly less profitable and, in many cases, discouraging. Even when investing larger amounts, the proportional fees remain substantial. For users who wish to trade with smaller capital in order to test strategies or gradually build experience, the current commission structure makes this practically unsustainable. Secondly, I am experiencing serious difficulty in managing certain account features. I previously activated the round-up feature, where spare change from purchases is automatically invested in cryptocurrencies. I now wish to deactivate this function, but the option is either very difficult to locate or not clearly accessible. As a result, funds continue to be transferred automatically, and when I attempt to withdraw them, I incur additional fees (for example, losing £1–£1.50 on small £5–£7 amounts). This creates unnecessary financial loss and frustration. Additionally, I find it difficult to quickly access effective customer support to resolve such issues. The communication process could be more straightforward and user-friendly. I would also like to propose the following improvements: Currency exchange up to £1,000 per month should carry very low commission fees. From £1,000 to £5,000, commissions could be moderately higher. Above £5,000, fees may follow your standard corporate policy structure. This tiered model would make Revolut more accessible to everyday users who are not high-net-worth individuals. Furthermore, I strongly suggest that commissions on cryptocurrency and stock trading be reduced to zero or near-zero levels, especially for smaller transactions. Otherwise, active trading with modest capital becomes economically inefficient. Revolut has strong potential as a modern financial platform, but fee competitiveness and platform transparency are critical for long-term user trust and satisfaction. I hope you will seriously consider this feedback and proposal. Reviewed on: 14th February 2026

Great bank, great features, been there 2 years never...

5
Great bank, great features, been there 2 years never had a issue, runs smooth Reviewed on: 14th February 2026

Revolut broad range of services are excellent!

5
Revolut services are excellent. Simple to use, well structured, fast and with no added fees or charges it is a no brainer. Reviewed on: 14th February 2026

Easy to set up and use of app.

5
Easy to set up and use of app. Like that you can transfer money into different currencies easily. Like that you can customise theme for different currencies to differentiate too. Disposable card is a great idea especially for online shopping. Transferring money between friends is easy and simple especially if they are on Revolut too. It has been a positive experience with Revolut for me. Reviewed on: 14th February 2026

So easy and transparent

5
So easy and transparent to send and receive money between family and friends. Great service. I reported suspicious activity on my account and within 20 mins their on line security staff had taken action, very impressed with Revolut. Reviewed on: 14th February 2026

Rewopoint

5
I have been happy for a long time.I am satisfied with all the options offered by the bank.I have been happy for a long time.I have been happy for a long time. Reviewed on: 14th February 2026

Saver account, exchange currencies, shares and crypto

5
Just very easy to use and with many functions, can open sever accounts, buy shares and exchange currency or crypto, all in one app Reviewed on: 14th February 2026

Easy to use and some good information within the App

4
So far I have had no problems since signing up, am in the progress of applying for physical card so can make cash withdrawals, i am some what new to some of the perks within the App for example rev points, trading and crypto but like the idea of having it all within one App and am looking forward to start using these in the future so I would say I’m having a very good experience and a happy customer Reviewed on: 14th February 2026

excellent

5
i was skeptical to use a new bank at the start, but now i’ve never been happier with a bank, so easy to use and easy to navigate around the app too. card decorating is fun and app customisation fun too. Reviewed on: 14th February 2026

Any problem customer service sorted out straight!

5
Any problem customer service sorted out straight!Best to use abroad!Highly recommended Reviewed on: 14th February 2026

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