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Revolut: Personal account reviews

Name: Personal account
Rating: 4.75 (92222 reviews)

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4.75

Based on 92,222 reviews, last reviewed 1st Jul 2026

89% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick Transfer and very good exchange rate. Quick Transfer and very good exchange rate. Reviewed on: 1st July 2026

Latest lowest rating:

1

All hype but ultimately poor - just avoid them. Complete con job - just avoid them. Immediate example was that I was offered a sign up offer for a recent purchase from randox (£20 cashback after spe... Read more Reviewed on: 29th June 2026

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About this product

Revolut is an e-money institution which means you can take out an everyday account to manage your money in a range of ways.

You can send, spend, receive and hold a range of currencies. Customers get a physical debit card for everyday spending, a virtual card and a single-use virtual card that resets its details each time you use it.

Revolut reviews help you find out what it’s really like to be a customer. If you’ve used Revolut before, you can also leave a review and share your experience.

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Revolut Personal account reviews (92222)

Always quick and happy to help.

Always quick and happy to help. The app is easy to use. Easy to make international payments too. Reviewed on: 14th February 2026

Hello, I like to cook a lot because I have safe money.

Hello, I like to cook a lot because I have safe money. Reviewed on: 14th February 2026

Seamless Banking Made Simple

I’ve had a fantastic experience with Revolut so far. The app is incredibly easy to use, payments are instant, and managing money day-to-day feels effortless. Features like budgeting tools, quick transfers, and competitive exchange rates make a real difference. It’s modern, reliable, and genuinely improves how I handle my finances—highly recommended. Reviewed on: 14th February 2026

Fast, secure, experience; good currency availability...

Fast, secure, experience; good currency availability; 24/7 Reviewed on: 14th February 2026

Feedback & Proposal Platform Usability

Dear Revolut Team, I am writing to formally express my concerns regarding the commission structure and certain usability issues within the Revolut platform. Firstly, I find the commission fees for currency exchange between GBP and EUR to be excessively high. The same applies to commissions charged in Forex trading, cryptocurrency transactions, and stock trading. These fees make investing — especially with small or moderate amounts — significantly less profitable and, in many cases, discouraging. Even when investing larger amounts, the proportional fees remain substantial. For users who wish to trade with smaller capital in order to test strategies or gradually build experience, the current commission structure makes this practically unsustainable. Secondly, I am experiencing serious difficulty in managing certain account features. I previously activated the round-up feature, where spare change from purchases is automatically invested in cryptocurrencies. I now wish to deactivate this function, but the option is either very difficult to locate or not clearly accessible. As a result, funds continue to be transferred automatically, and when I attempt to withdraw them, I incur additional fees (for example, losing £1–£1.50 on small £5–£7 amounts). This creates unnecessary financial loss and frustration. Additionally, I find it difficult to quickly access effective customer support to resolve such issues. The communication process could be more straightforward and user-friendly. I would also like to propose the following improvements: Currency exchange up to £1,000 per month should carry very low commission fees. From £1,000 to £5,000, commissions could be moderately higher. Above £5,000, fees may follow your standard corporate policy structure. This tiered model would make Revolut more accessible to everyday users who are not high-net-worth individuals. Furthermore, I strongly suggest that commissions on cryptocurrency and stock trading be reduced to zero or near-zero levels, especially for smaller transactions. Otherwise, active trading with modest capital becomes economically inefficient. Revolut has strong potential as a modern financial platform, but fee competitiveness and platform transparency are critical for long-term user trust and satisfaction. I hope you will seriously consider this feedback and proposal. Reviewed on: 14th February 2026

Great bank, great features, been there 2 years never...

Great bank, great features, been there 2 years never had a issue, runs smooth Reviewed on: 14th February 2026

Revolut broad range of services are excellent!

Revolut services are excellent. Simple to use, well structured, fast and with no added fees or charges it is a no brainer. Reviewed on: 14th February 2026

Easy to set up and use of app.

Easy to set up and use of app. Like that you can transfer money into different currencies easily. Like that you can customise theme for different currencies to differentiate too. Disposable card is a great idea especially for online shopping. Transferring money between friends is easy and simple especially if they are on Revolut too. It has been a positive experience with Revolut for me. Reviewed on: 14th February 2026

So easy and transparent

So easy and transparent to send and receive money between family and friends. Great service. I reported suspicious activity on my account and within 20 mins their on line security staff had taken action, very impressed with Revolut. Reviewed on: 14th February 2026

Rewopoint

I have been happy for a long time.I am satisfied with all the options offered by the bank.I have been happy for a long time.I have been happy for a long time. Reviewed on: 14th February 2026

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