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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.88 (2765 reviews)

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4.88

Based on 2,765 reviews, last reviewed 19th Jun 2026

514% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Saving made easy

The scheme is so easy to start you off saving and putting a little away for rainy day the site is so easy to navigate and with having my saving taken out of my wages I don’t miss the money Reviewed on: 4th August 2022

Brilliant

During these hard times is so easy to save with credit union, and it’s has helped me out massively with the upcoming Christmas and I will now use them every year now! I 1000% recommend to everyone. Reviewed on: 4th August 2022

Excellent service

This company is quick and easy to apply for credit and create monthly savings the staff are polite and very helpful fantastic company local excellent for the community and an all round perfect service highly recommended Reviewed on: 4th August 2022

Amazing!!

I've been and still am with sheffield credit union for many years now. I could not have ever wished for a better service. When I first started I was in need for help! Credit union helped me in many ways possible. Now I am in control my money situation a lot better, and credit union has helped me look forward to the future with my family, we had our first holiday abroad. buying a car to help me work ect... With the support of credit union, we are now saving up to owning home. When going down into the office staff are more than greeting, respectful and helpful. Credit union changed my life and millions of other people. A big THANK YOU to credit union!!!!! Reviewed on: 4th August 2022

Saved my life

As a single parent money has always been tight (dispite me working full time) These people have loaned me £ when I had no other options and was in desperate need to replace household appliances. They continue to help me manage my money by their loans and savings. They have always been approachable, supportive and professional. Reviewed on: 4th August 2022

superb service

Provides an essential service to customers who are struggling. They provide low cost loans which prevent door step lenders or loan sharks getting used and also encourage customers to save for unexpected expenses Reviewed on: 4th August 2022

SCU are the best

They have been brilliant especially through the pandemic Reviewed on: 4th August 2022

Friendly efficient and straight talking

Good customer service nothing to much trouble if you want to ask anything explain things how I can under and don’t look down on me as a person very satisfied with the service Reviewed on: 4th August 2022

Recommend highly

I have been a member for nearly 20 years never had any problems always been helpful. Great easy online application and communication 100% would recommend this service to all my family and friends Reviewed on: 4th August 2022

Fantastic

Excellent staff and very easily check savings account and apply online facilities Reviewed on: 4th August 2022

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