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Sheffield Credit Union: Loans reviews

4.94
Based on 2,719 reviews, last reviewed 6th Mar 2026
17% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026
Dyna 's avatar
Dyna

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2719)

Very convenient and helpful

5
The staff are lovely no matter who I talk to, they’re always understanding and I don’t know what I would of done without the help from credit union, great strategies on helping me save money aswel, couldn’t be happier with the service I receive Reviewed on: 2nd June 2022

Brilliant

5
Fast to join. Staff are very helpful and friendly Reviewed on: 2nd June 2022

Very efficient and smooth process

5
I applied for a loan and to my greatest surprise, I was attended to by professionals who were more concerned about how they can help me and what services best suited my current need. The process was very fast with every information I needed to be provided. Plus every time I needed more clarity someone was just two minutes away from picking up my calls to assist me. The fact that I also get to save every time I pay back my loan is amazing! I mean who does that? I will recommend Sheffield Credit Union to anyone I know. It is a secure way of loaning money that you pay at your pace without outrageous interest rates to pay. Reviewed on: 2nd June 2022

Best credit union for loans

5
I joined Sheffield credit union through work as I’m nearing retirement and am worried about the cost of living crisis. Sheffield credit union are there for me helping me to havethe security of a loan as and when zinneed it that’s affordable on a pension. It’s such a reliefs Reviewed on: 2nd June 2022

SCU are ACE

5
SCU have always been there for me. They've helped me with Christmas EVERY year since i joined, savings have racked up and if ive needed cash quick they are there! Big up the Sheffield Credit Union. And their brilliant staff Reviewed on: 2nd June 2022

Amazing service

5
Straight forward and friendly kept me updated ever step of the way during application process and the updates of my progress were second to none very impressed Reviewed on: 2nd June 2022

Just all round great

5
Good people good communication with customers. Understanding and great work in general. We appreciate. Reviewed on: 2nd June 2022

Easy, affordable repayments , amazing.

5
Great way to access a loan and save at the same time. Reviewed on: 2nd June 2022

Excellent.

5
I'm just saving. No loans for me. I don't miss the money I send by direct debit. Great way of saving Reviewed on: 2nd June 2022

Customers service

5
Excellent customer service, very helpful, easy to apply loan or save, get respond immediately and they sort out things as quick as possible. Thanks Reviewed on: 2nd June 2022

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