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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2719 reviews)

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4.94

Based on 2,719 reviews, last reviewed 6th Mar 2026

17% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2719)

Amazing.

Amazing from start to finish. I’ve been with them around 5 years and I always recommend them to everyone. Always so helpful! Reviewed on: 1st June 2022

Excellent service!

Excellent overall service. Easy to apply and quick process. Given a decision quickly and fairly. Interest rates in repayments are low and repayments are affordable. The savings options are brilliant too. Reviewed on: 1st June 2022

Excellent service

From start to finish … opening an account was straight forward and instructions simple. Im so proud of the service they provide Reviewed on: 1st June 2022

Fair, honest, good value, family based

I have been a member of Sheffield credit union for over 10 years now. I have had loans on multiple occasions as well as saving over 4k with them. They are very quick, transparent and extremely helpful. They helped me manage my money when I was a poor cash strapped student and single mum of 3 young children. And now I save with them as a qualified nurse who saves as well as borrows. My last loan was for a new car and was the largest cash purchase I have ever made of 6k. They helped me secure the loan right for me and the money was ready when I found my perfect car. I could not recommend them enough, and I actually do to all my friends and colleagues. Reviewed on: 1st June 2022

Always there to help

I've been with them over 10yrs and theyve help me ..christmas birthdays holidays for my children always used them and no one else Reviewed on: 1st June 2022

The Best family like Credit Union

It is amazing how quickly you are attended to and issues/ quires resolved within a blink of an eye. And if they say they will call you, then they will call you. Thanks so much for the family-like approach and will keep recommending it to more family and friends. Reviewed on: 1st June 2022

Credit union is good

Cried unito is good for saving and for loan it give you options and help you out Reviewed on: 1st June 2022

Excellent Experience!

Always very helpful when needing to borrow money & very speedy access to any money.Ive saved.Highly recommended. Reviewed on: 1st June 2022

Great community asset!

Great service, lovely people, really essential for the local community Reviewed on: 1st June 2022

The best of the best

Best service I have ever had. Totally wipes the floor with the big banks hands down best service Ive ever used and wont use a bank ever again. No problem with getting overdrawn, no high charges , plenty of help always available, fantastic Budgeting accounts for worry free bill payments and loans at very good interest rates to name just a few of the benefits of banking with Sheffield Crredit Union. I often recommend them to friends and family and never have any problems unlike with the big banks. Reviewed on: 1st June 2022

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