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Sheffield Credit Union: Loans reviews

4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Fantastic customer service, very helpful

5
The staff was very helpful and fantastic Reviewed on: 1st June 2022

Reliable and so friendly

5
Credit union have helped me in so many ways I'm so grateful for their constant help, support and understanding. Reviewed on: 1st June 2022

There when needed

5
Fair and helpful. Customer Service is friendly and discreet, would recommend to anybody. Reviewed on: 1st June 2022

Very good

5
Very good do they best to give you what you want Reviewed on: 1st June 2022

Fantastic

5
Very good experience of saving and getting a loan tailored to needs Reviewed on: 1st June 2022

Excellent. Customer service

5
What I enjoy most about credit union (and I have been a member over 16years now) is although there has been many changes the customer service has always been top notch. Especially Sarah she always offers advice on the plans and keeps me up to date with any changes I’m so grateful to be a member with Sheffield credit union. Reviewed on: 1st June 2022

Credit union v Barclays

5
I have an account with both credit union and Barclays. The main difference I feel is that any interaction with Barclays seems quite distanced and corporate whereas the credit union is very much a personal experience Reviewed on: 1st June 2022

Always amazing and quick service.

5
Sheffield Credit Union have always provided amazing service to myself and people I know. Applying for a loan is easy to do and the response regarding a decision is always quick. The staff explain everything to you and will explain if you are unsure about anything. The staff always try to accommodate to your needs and help you. I would recommend Sheffield Credit Union to anybody. Saving with them is always very easy also. Reviewed on: 1st June 2022

The credit union is there for everyone.

5
It doesn’t matter how much or how little you’ve got Sheffield credit union offers a first rate service for all. They are give out straightforward information which is easy to understand and the loans process is really simple. Reviewed on: 1st June 2022

Best service provider

5
I have always have good experience with at a professional level with Sheffield Credit Union Reviewed on: 1st June 2022

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