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Sheffield Credit Union: Loans reviews

4.94
Based on 2,719 reviews, last reviewed 6th Mar 2026
17% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026
Dyna 's avatar
Dyna

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2719)

Great experience

5
It helped me clear my credit card debt Reviewed on: 9th June 2021

Fantastic Sheffield Credit Union

5
Sheffield Credit Union is so good they sorted out my money my bills etc and got me out of the mess I was in now my money is sorted and I'm not worrying all the time and the staff are brilliant always helpful kind and efficient 10 out of 10 on everything Reviewed on: 9th June 2021

Alway been help full

5
They have always been helpful when I've needed Reviewed on: 9th June 2021

Miss

5
This place os so helpful! Best place for credit or even advice and help Reviewed on: 9th June 2021

Mr

5
Very good and supportive for vulnerable people. Excellent service for desperate people. Supportive when you don't know what to do. Reviewed on: 9th June 2021

Brilliant

5
Really helpful, straightforward, fast and efficient service. Very friendly and knowledgeable staff. There when I needed them. Affordable. First choice before any high street bank. Reviewed on: 9th June 2021

Top notch service

5
I always recommend Sheffield credit union to people, it's so easy to use, just put a few quid away each month and it's suprising how quickly your money builds up Reviewed on: 9th June 2021

Excellent service

5
Had several loans excellent customer service always happy to help Reviewed on: 9th June 2021

Community based inclusive saving & loansoptions

5
Sheffield credit union is a lifeline in particular to low income and economically disadvantaged individuals and families. I've been a member for over 20 years. My membership reassures me that I can access a financial safety net during difficult times without the prohibitive interest that often accompanies loans to low income individuals or those with low credit scores. Credit unions are an essential financial resource for all communities. Reviewed on: 9th June 2021

One of the things I miss about Sheffield

5
I joined the Sheffield Credit Union when I was a Christian minister working in Sheffield, and kept up my membership on leaving. I believe Credit Unions are a necessary part of financial inclusion, and the Sheffield Credit Union is a fine example of its kind. Reviewed on: 9th June 2021

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